Encore Capital Group, Inc.
Financials
Valuation Metrics
Encore Capital Group, Inc.'s Market Cap is $2.13B. At end of 2025 it was $1.21B. Ranked #1976 of 3,121 in US market (top 63%), #750 of 1,463 on NASDAQ (top 51%), #114 of 157 in Financial Services (top 73%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.13B | US#1,976/3,121 Sec#114/157 |
| Revenue | $1.83B | US#1,491/3,121 Sec#75/157 |
| Net Income | $302M | US#1,093/3,121 Sec#76/157 |
| Total Assets | $5.57B | US#1,368/3,121 Sec#93/157 |
| Net Assets | $1.08B | US#1,719/3,121 Sec#108/157 |
| Employees | 7,350 | US#1,024/3,121 Sec#47/157 |
| Value | ||
| P/E | 7.08x | US#140/3,121 Sec#15/157 |
| P/B | 1.98x | US#1,241/3,121 Sec#68/157 |
| P/S | 1.17x | US#826/3,121 Sec#24/157 |
| EV/EBITDA | 9.60x | US#748/3,121 Sec#42/157 |
| FCF Yield | 6.09% | US#1,194/3,121 Sec#72/157 |
| Profitability | ||
| ROE | 27.96% | US#338/3,121 Sec#27/157 |
| ROA | 5.42% | US#975/3,121 Sec#53/157 |
| Op. Margin | 39.19% | US#293/3,121 Sec#35/157 |
| Revenue Growth | 24.57% | US#547/3,121 Sec#36/157 |
| Financial Health | ||
| Debt Ratio | 415.92% | US#2,296/3,121 Sec#95/157 |
| Total Debt | $4.87B | US#700/3,121 Sec#59/157 |
| FCF | $130M | US#1,623/3,121 Sec#93/157 |
| Cash | $183M | US#1,806/3,121 Sec#113/157 |
| Current Ratio | 25.12x | US#99/3,121 Sec#10/157 |
| Net Debt/EBITDA | 6.60x | US#2,212/3,121 Sec#104/157 |
| Performance | ||
| 1Y Return | 115.97% | US#150/3,121 Sec#4/157 |
| 1M Return | -1.70% | US#1,211/3,121 Sec#64/157 |
| From 52W High | -5.18% | US#273/3,121 Sec#9/157 |
| 1Y MDD | -10.84% | US#73/3,121 Sec#3/157 |
| Trading | ||
| Volume | 658,558 shares | US#2,157/3,121 Sec#110/157 |
| Trading Value | $66M | US#1,367/3,121 Sec#82/157 |
| Per Share | ||
| EPS | $14.06 | US#172/3,121 Sec#21/157 |
| BPS | $50.31 | US#436/3,121 Sec#36/157 |
Company Info
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.