Encore Capital Group, Inc.
Financials
Valuation Metrics
Encore Capital Group, Inc.'s Market Cap is $2.06B. At end of 2025 it was $1.21B. Ranked #2028 of 3,112 in US market (top 65%), #771 of 1,445 on NASDAQ (top 53%), #116 of 161 in Financial Services (top 72%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.06B | US#2,028/3,112 Sec#116/161 |
| Revenue | $1.85B | US#1,532/3,112 Sec#88/161 |
| Net Income | $296M | US#1,070/3,112 Sec#74/161 |
| Total Assets | $5.45B | US#1,381/3,112 Sec#99/161 |
| Net Assets | $1.03B | US#1,756/3,112 Sec#113/161 |
| Employees | 7,350 | US#704/3,112 Sec#32/161 |
| Value | ||
| P/E | 6.96x | US#100/3,112 Sec#14/161 |
| P/B | 1.99x | US#1,177/3,112 Sec#64/161 |
| PEG | 0.08x | US#177/3,112 Sec#12/161 |
| P/S | 1.12x | US#735/3,112 Sec#25/161 |
| EV/EBITDA | 8.35x | US#531/3,112 Sec#29/161 |
| FCF Yield | 8.05% | US#727/3,112 Sec#50/161 |
| Profitability | ||
| ROE | 28.63% | US#326/3,112 Sec#24/161 |
| ROA | 5.44% | US#936/3,112 Sec#52/161 |
| Op. Margin | 36.79% | US#285/3,112 Sec#45/161 |
| Revenue Growth | 20.41% | US#725/3,112 Sec#46/161 |
| Earnings Growth | 84.30% | US#405/3,112 Sec#26/161 |
| Financial Health | ||
| Debt Ratio | 426.72% | US#2,318/3,112 Sec#102/161 |
| Total Debt | $4.03B | US#766/3,112 Sec#63/161 |
| FCF | $166M | US#1,444/3,112 Sec#87/161 |
| Cash | $227M | US#1,629/3,112 Sec#105/161 |
| Current Ratio | 0.33x | US#2,822/3,112 Sec#128/161 |
| Net Debt/EBITDA | 5.42x | US#2,103/3,112 Sec#98/161 |
| Performance | ||
| 1Y Return | 167.50% | US#145/3,112 Sec#7/161 |
| 1M Return | 6.19% | US#843/3,112 Sec#50/161 |
| From 52W High | -1.97% | US#216/3,112 Sec#23/161 |
| 1Y MDD | -12.06% | US#130/3,112 Sec#8/161 |
| Trading | ||
| Volume | 256,162 shares | US#2,506/3,112 Sec#126/161 |
| Trading Value | $25M | US#1,852/3,112 Sec#106/161 |
| Per Share | ||
| EPS | $11.49 | US#189/3,112 Sec#21/161 |
| BPS | $43.71 | US#512/3,112 Sec#41/161 |
Company Info
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.