Encore Capital Group, Inc.
Financials
Valuation Metrics
Encore Capital Group, Inc.'s Market Cap is $2.15B. At end of 2025 it was $1.21B. Ranked #1925 of 3,115 in US market (top 62%), #717 of 1,472 on NASDAQ (top 49%), #111 of 157 in Financial Services (top 71%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.15B | US#1,925/3,115 Sec#111/157 |
| Revenue | $1.83B | US#1,475/3,115 Sec#75/157 |
| Net Income | $302M | US#1,085/3,115 Sec#76/157 |
| Total Assets | $5.57B | US#1,361/3,115 Sec#93/157 |
| Net Assets | $1.08B | US#1,709/3,115 Sec#108/157 |
| Employees | 7,350 | US#1,020/3,115 Sec#47/157 |
| Value | ||
| P/E | 7.13x | US#163/3,115 Sec#22/157 |
| P/B | 1.99x | US#1,281/3,115 Sec#72/157 |
| P/S | 1.18x | US#838/3,115 Sec#29/157 |
| EV/EBITDA | 9.62x | US#755/3,115 Sec#46/157 |
| FCF Yield | 6.05% | US#1,185/3,115 Sec#75/157 |
| Profitability | ||
| ROE | 27.96% | US#337/3,115 Sec#26/157 |
| ROA | 5.42% | US#976/3,115 Sec#53/157 |
| Op. Margin | 39.19% | US#293/3,115 Sec#35/157 |
| Revenue Growth | 24.57% | US#538/3,115 Sec#35/157 |
| Financial Health | ||
| Debt Ratio | 415.92% | US#2,282/3,115 Sec#95/157 |
| Total Debt | $4.87B | US#688/3,115 Sec#59/157 |
| FCF | $130M | US#1,617/3,115 Sec#95/157 |
| Cash | $183M | US#1,797/3,115 Sec#114/157 |
| Current Ratio | 25.12x | US#96/3,115 Sec#10/157 |
| Net Debt/EBITDA | 6.60x | US#2,207/3,115 Sec#104/157 |
| Performance | ||
| 1Y Return | 141.11% | US#82/3,115 Sec#3/157 |
| 1M Return | 4.52% | US#1,001/3,115 Sec#33/157 |
| From 52W High | -5.40% | US#317/3,115 Sec#12/157 |
| 1Y MDD | -10.34% | US#40/3,115 Sec#3/157 |
| Trading | ||
| Volume | 149,988 shares | US#2,861/3,115 Sec#138/157 |
| Trading Value | $15M | US#2,177/3,115 Sec#116/157 |
| Per Share | ||
| EPS | $14.06 | US#172/3,115 Sec#21/157 |
| BPS | $50.31 | US#438/3,115 Sec#37/157 |
Company Info
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.