ChoiceOne Financial Services, Inc.

COFS· NASDAQ· Financials· Banks

$34.21+0.53%

2026-08-03

Financials

Valuation Metrics

ChoiceOne Financial Services, Inc.'s Market Cap is $512M. At end of 2025 it was $443M. Ranked #2788 of 3,111 in US market (top 90%), #1211 of 1,445 on NASDAQ (top 84%), #227 of 249 in Banks (top 91%) by Market Cap.

Investment Metrics(as of 2026-08-03)

Metric	Value	Rank
Size
Market Cap	$512M	US#2,788/3,111 Sec#227/249
Revenue	$242M	US#2,639/3,111 Sec#214/249
Net Income	$56M	US#1,826/3,111 Sec#191/249
Total Assets	$4.39B	US#1,520/3,111 Sec#211/249
Net Assets	$470M	US#2,304/3,111 Sec#213/249
Value
P/E	9.18x	US#202/3,111 Sec#11/249
P/B	1.09x	US#421/3,111 Sec#44/249
PEG	1.69x	US#984/3,111 Sec#165/249
P/S	2.12x	US#1,333/3,111 Sec#51/249
EV/EBITDA	7.38x	US#393/3,111 Sec#37/249
FCF Yield	6.01%	US#1,082/3,111 Sec#171/249
Profitability
ROE	11.87%	US#1,137/3,111 Sec#78/249
ROA	1.27%	US#1,824/3,111 Sec#80/249
Op. Margin	28.31%	US#513/3,111 Sec#87/249
Revenue Growth	31.66%	US#483/3,111 Sec#21/249
Earnings Growth	5.42%	US#1,245/3,111 Sec#187/249
Financial Health
Debt Ratio	835.01%	US#2,672/3,111 Sec#148/249
Total Debt	$233M	US#2,160/3,111 Sec#170/249
FCF	$31M	US#2,069/3,111 Sec#207/249
Cash	$84M	US#2,323/3,111 Sec#193/249
Current Ratio	0.52x	US#2,725/3,111 Sec#112/249
Net Debt/EBITDA	1.67x	US#1,237/3,111 Sec#135/249
Dividend
Div. Yield	3.34%	US#513/3,111 Sec#44/249
Div. Growth	88.07%	US#88/3,111 Sec#6/249
Performance
1Y Return	19.16%	US#1,551/3,111 Sec#209/249
1M Return	0.85%	US#1,691/3,111 Sec#172/249
From 52W High	-3.36%	US#379/3,111 Sec#140/249
1Y MDD	-16.16%	US#387/3,111 Sec#115/249
Trading
Volume	48,153 shares	US#2,992/3,111 Sec#221/249
Trading Value	$2M	US#2,850/3,111 Sec#228/249
Per Share
EPS	$1.88	US#1,312/3,111 Sec#175/249
BPS	$30.99	US#840/3,111 Sec#127/249