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Cincinnati Financial Corporation

CINF· NASDAQ
$178.03+0.20%
2026-08-03

Financials

Valuation Metrics

Cincinnati Financial Corporation's Market Cap is $27.54B. At end of 2025 it was $25.76B. Ranked #499 of 3,112 in US market (top 16%), #148 of 1,445 on NASDAQ (top 10%), #19 of 94 in Insurance (top 20%) by Market Cap.

Investment Metrics(as of 2026-08-03)

MetricValue
Size
Market Cap$27.54B
Revenue$13.95B
Net Income$3.33B
Total Assets$43.23B
Net Assets$16.67B
Employees5,705
Value
P/E8.28x
P/B1.65x
PEG0.10x
P/S1.97x
EV/EBITDA6.18x
FCF Yield12.40%
Profitability
ROE19.96%
ROA7.70%
Op. Margin29.83%
Revenue Growth31.59%
Earnings Growth83.21%
Financial Health
Debt Ratio159.32%
Total Debt$876M
FCF$3.41B
Cash$1.75B
Current Ratio1.89x
Net Debt/EBITDA-0.20x
Dividend
Div. Yield1.45%
Div. Growth6.23%
Performance
1Y Return23.10%
1M Return-7.29%
From 52W High-8.61%
1Y MDD-10.99%
Trading
Volume676,161 shares
Trading Value$120M
Per Share
EPS$15.17
BPS$100.86

Company Info

CEO Mr. Stephen Michael Spray
Employees 5,705
HQ Fairfield, United States

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.