Cullen/Frost Bankers, Inc.
Financials
Valuation Metrics
Cullen/Frost Bankers, Inc.'s Market Cap is $10.03B. At end of 2025 it was $8.00B. Ranked #918 of 3,121 in US market (top 29%), #625 of 1,658 on NYSE (top 38%), #57 of 248 in Banks (top 23%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $10.03B | US#918/3,121 Sec#57/248 |
| Revenue | $2.30B | US#1,354/3,121 Sec#56/248 |
| Net Income | $684M | US#700/3,121 Sec#64/248 |
| Total Assets | $53.88B | US#312/3,121 Sec#64/248 |
| Net Assets | $4.62B | US#739/3,121 Sec#72/248 |
| Employees | 6,008 | US#1,117/3,121 Sec#52/248 |
| Value | ||
| P/E | 14.68x | US#744/3,121 Sec#177/248 |
| P/B | 2.17x | US#1,349/3,121 Sec#222/248 |
| PEG | 1.20x | US#905/3,121 Sec#129/248 |
| P/S | 4.36x | US#2,164/3,121 Sec#183/248 |
| EV/EBITDA | 16.37x | US#1,670/3,121 Sec#169/248 |
| FCF Yield | 6.43% | US#1,125/3,121 Sec#183/248 |
| Profitability | ||
| ROE | 14.79% | US#903/3,121 Sec#38/248 |
| ROA | 1.27% | US#1,861/3,121 Sec#97/248 |
| Op. Margin | 35.35% | US#391/3,121 Sec#116/248 |
| Revenue Growth | 7.40% | US#1,542/3,121 Sec#141/248 |
| Earnings Growth | 12.21% | US#1,031/3,121 Sec#131/248 |
| Financial Health | ||
| Debt Ratio | 1065.59% | US#2,754/3,121 Sec#205/248 |
| Total Debt | $5.42B | US#641/3,121 Sec#58/248 |
| FCF | $646M | US#776/3,121 Sec#55/248 |
| Cash | $698M | US#865/3,121 Sec#91/248 |
| Current Ratio | 0.19x | US#2,910/3,121 Sec#170/248 |
| Net Debt/EBITDA | 5.24x | US#2,055/3,121 Sec#177/248 |
| Dividend | ||
| Div. Yield | 2.57% | US#759/3,121 Sec#111/248 |
| Div. Growth | 5.54% | US#767/3,121 Sec#111/248 |
| Performance | ||
| 1Y Return | 25.98% | US#951/3,121 Sec#94/248 |
| 1M Return | -2.99% | US#1,646/3,121 Sec#166/248 |
| From 52W High | -6.46% | US#431/3,121 Sec#102/248 |
| 1Y MDD | -11.38% | US#91/3,121 Sec#25/248 |
| Trading | ||
| Volume | 318,055 shares | US#2,333/3,121 Sec#109/248 |
| Trading Value | $51M | US#1,206/3,121 Sec#52/248 |
| Per Share | ||
| EPS | $10.89 | US#257/3,121 Sec#14/248 |
| BPS | $73.61 | US#200/3,121 Sec#20/248 |
Company Info
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.