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Capital City Bank Group, Inc.

CCBG· NASDAQ
$50.19+0.10%
2026-09-17

Financials

Valuation Metrics

Capital City Bank Group, Inc.'s Market Cap is $858M. At end of 2025 it was $727M. Ranked #2546 of 3,121 in US market (top 82%), #1061 of 1,463 on NASDAQ (top 73%), #192 of 248 in Banks (top 77%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$858M
Revenue$249M
Net Income$62M
Total Assets$4.45B
Net Assets$570M
Employees902
Value
P/E13.90x
P/B1.51x
PEG2.22x
P/S3.45x
EV/EBITDA9.78x
FCF Yield8.15%
Profitability
ROE10.83%
ROA1.39%
Op. Margin33.61%
Revenue Growth2.83%
Earnings Growth6.26%
Financial Health
Debt Ratio680.66%
Total Debt$81M
FCF$70M
Cash$67M
Current Ratio1.43x
Net Debt/EBITDA0.15x
Dividend
Div. Yield2.11%
Div. Growth14.47%
Performance
1Y Return15.54%
1M Return-3.43%
From 52W High-6.36%
1Y MDD-12.94%
Trading
Volume84,241 shares
Trading Value$4M
Per Share
EPS$3.61
BPS$33.34

Company Info

CEO William Godfrey Smith Jr.
Employees 902
HQ Tallahassee, US

Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.