Colony Bankcorp, Inc.
Financials
Valuation Metrics
Colony Bankcorp, Inc.'s Market Cap is $436M. At end of 2025 it was $334M. Ranked #2802 of 3,114 in US market (top 90%), #1233 of 1,469 on NASDAQ (top 84%), #230 of 245 in Banks (top 94%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $436M | US#2,802/3,114 Sec#230/245 |
| Revenue | $114M | US#2,654/3,114 Sec#199/245 |
| Net Income | $33M | US#2,008/3,114 Sec#227/245 |
| Total Assets | $3.63B | US#1,667/3,114 Sec#221/245 |
| Net Assets | $390M | US#2,376/3,114 Sec#222/245 |
| Employees | 528 | US#2,251/3,114 Sec#183/245 |
| Value | ||
| P/E | 13.31x | US#614/3,114 Sec#147/245 |
| P/B | 1.12x | US#501/3,114 Sec#63/245 |
| P/S | 3.81x | US#2,005/3,114 Sec#134/245 |
| EV/EBITDA | 28.42x | US#2,173/3,114 Sec#221/245 |
| FCF Yield | 5.17% | US#1,340/3,114 Sec#198/245 |
| Profitability | ||
| ROE | 8.39% | US#1,559/3,114 Sec#193/245 |
| ROA | 0.90% | US#2,025/3,114 Sec#180/245 |
| Op. Margin | 16.18% | US#1,120/3,114 Sec#198/245 |
| Financial Health | ||
| Debt Ratio | 830.23% | US#2,644/3,114 Sec#151/245 |
| Total Debt | $233M | US#2,204/3,114 Sec#179/245 |
| FCF | $23M | US#2,156/3,114 Sec#219/245 |
| Cash | $25M | US#2,799/3,114 Sec#226/245 |
| Current Ratio | 0.42x | US#2,778/3,114 Sec#103/245 |
| Net Debt/EBITDA | 9.18x | US#2,336/3,114 Sec#210/245 |
| Dividend | ||
| Div. Yield | 2.09% | US#896/3,114 Sec#156/245 |
| Div. Growth | 1.76% | US#1,082/3,114 Sec#158/245 |
| Performance | ||
| 1Y Return | 28.77% | US#1,086/3,114 Sec#152/245 |
| 1M Return | 0.68% | US#1,768/3,114 Sec#195/245 |
| From 52W High | -8.33% | US#772/3,114 Sec#146/245 |
| 1Y MDD | -11.54% | US#78/3,114 Sec#31/245 |
| Trading | ||
| Volume | 123,654 shares | US#2,904/3,114 Sec#193/245 |
| Trading Value | $3M | US#2,862/3,114 Sec#227/245 |
| Per Share | ||
| EPS | $1.55 | US#1,484/3,114 Sec#195/245 |
| BPS | $18.43 | US#1,311/3,114 Sec#191/245 |
Company Info
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.