Cass Information Systems, Inc.
Financials
Valuation Metrics
Cass Information Systems, Inc.'s Market Cap is $678M. At end of 2025 it was $537M. Ranked #2614 of 3,116 in US market (top 84%), #1111 of 1,472 on NASDAQ (top 75%), #56 of 65 in Commercial & Professional Services (top 86%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $678M | US#2,614/3,116 Sec#56/65 |
| Revenue | $199M | US#2,552/3,116 Sec#62/65 |
| Net Income | $37M | US#1,966/3,116 Sec#43/65 |
| Total Assets | $2.52B | US#1,925/3,116 Sec#41/65 |
| Net Assets | $245M | US#2,594/3,116 Sec#51/65 |
| Employees | 910 | US#2,017/3,116 Sec#56/65 |
| Value | ||
| P/E | 18.46x | US#1,027/3,116 Sec#12/65 |
| P/B | 2.77x | US#1,685/3,116 Sec#29/65 |
| PEG | 0.41x | US#532/3,116 Sec#4/65 |
| P/S | 3.40x | US#1,895/3,116 Sec#48/65 |
| EV/EBITDA | 9.91x | US#818/3,116 Sec#14/65 |
| FCF Yield | 6.18% | US#1,150/3,116 Sec#23/65 |
| Profitability | ||
| ROE | 15.01% | US#887/3,116 Sec#27/65 |
| ROA | 1.46% | US#1,785/3,116 Sec#47/65 |
| Op. Margin | 22.92% | US#761/3,116 Sec#7/65 |
| Revenue Growth | -3.59% | US#2,384/3,116 Sec#55/65 |
| Earnings Growth | 44.81% | US#535/3,116 Sec#7/65 |
| Financial Health | ||
| Debt Ratio | 928.44% | US#2,695/3,116 Sec#60/65 |
| Total Debt | $80M | US#2,485/3,116 Sec#55/65 |
| FCF | $42M | US#2,034/3,116 Sec#49/65 |
| Cash | $228M | US#1,622/3,116 Sec#28/65 |
| Net Debt/EBITDA | -2.78x | US#129/3,116 Sec#3/65 |
| Dividend | ||
| Div. Yield | 2.42% | US#798/3,116 Sec#10/65 |
| Div. Growth | 0.29% | US#1,211/3,116 Sec#34/65 |
| Performance | ||
| 1Y Return | 33.34% | US#747/3,116 Sec#18/65 |
| 1M Return | -1.09% | US#1,851/3,116 Sec#50/65 |
| From 52W High | -11.67% | US#842/3,116 Sec#19/65 |
| 1Y MDD | -10.03% | US#19/3,116 Sec#1/65 |
| Trading | ||
| Volume | 68,530 shares | US#3,017/3,116 Sec#62/65 |
| Trading Value | $4M | US#2,760/3,116 Sec#59/65 |
| Per Share | ||
| EPS | $2.85 | US#1,093/3,116 Sec#25/65 |
| BPS | $19.01 | US#1,288/3,116 Sec#27/65 |
Company Info
Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.