Pathward Financial, Inc.
Financials
Valuation Metrics
Pathward Financial, Inc.'s Market Cap is $1.92B. At end of 2025 it was $1.58B. Ranked #2082 of 3,112 in US market (top 67%), #803 of 1,445 on NASDAQ (top 56%), #140 of 249 in Banks (top 56%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.92B | US#2,082/3,112 Sec#140/249 |
| Revenue | $770M | US#2,099/3,112 Sec#126/249 |
| Net Income | $189M | US#1,297/3,112 Sec#117/249 |
| Total Assets | $7.11B | US#1,188/3,112 Sec#172/249 |
| Net Assets | $851M | US#1,888/3,112 Sec#167/249 |
| Employees | 1,170 | US#1,244/3,112 Sec#81/249 |
| Value | ||
| P/E | 10.15x | US#256/3,112 Sec#27/249 |
| P/B | 2.25x | US#1,329/3,112 Sec#222/249 |
| P/S | 2.49x | US#1,508/3,112 Sec#98/249 |
| EV/EBITDA | 6.48x | US#286/3,112 Sec#28/249 |
| FCF Yield | 26.18% | US#88/3,112 Sec#10/249 |
| Profitability | ||
| ROE | 22.19% | US#493/3,112 Sec#3/249 |
| ROA | 2.66% | US#1,464/3,112 Sec#4/249 |
| Op. Margin | 29.26% | US#473/3,112 Sec#80/249 |
| Revenue Growth | 19.56% | US#765/3,112 Sec#44/249 |
| Earnings Growth | -2.82% | US#1,447/3,112 Sec#216/249 |
| Financial Health | ||
| Debt Ratio | 735.41% | US#2,578/3,112 Sec#87/249 |
| Total Debt | $60M | US#2,503/3,112 Sec#224/249 |
| FCF | $502M | US#861/3,112 Sec#63/249 |
| Cash | $158M | US#1,906/3,112 Sec#162/249 |
| Current Ratio | 7.45x | US#315/3,112 Sec#44/249 |
| Net Debt/EBITDA | -0.35x | US#490/3,112 Sec#73/249 |
| Dividend | ||
| Div. Yield | 0.23% | US#1,615/3,112 Sec#225/249 |
| Div. Growth | -0.50% | US—/3,112 Sec—/249 |
| Performance | ||
| 1Y Return | 21.64% | US#1,409/3,112 Sec#192/249 |
| 1M Return | 2.40% | US#1,293/3,112 Sec#160/249 |
| From 52W High | -10.28% | US#1,072/3,112 Sec#218/249 |
| 1Y MDD | -22.21% | US#848/3,112 Sec#198/249 |
| Trading | ||
| Volume | 107,109 shares | US#2,921/3,112 Sec#206/249 |
| Trading Value | $10M | US#2,348/3,112 Sec#161/249 |
| Per Share | ||
| EPS | $8.56 | US#318/3,112 Sec#24/249 |
| BPS | $38.30 | US#624/3,112 Sec#91/249 |
Company Info
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.