Pathward Financial, Inc.
Financials
Valuation Metrics
Pathward Financial, Inc.'s Market Cap is $1.64B. At end of 2025 it was $1.58B. Ranked #2137 of 3,118 in US market (top 69%), #829 of 1,474 on NASDAQ (top 56%), #147 of 245 in Banks (top 60%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.64B | US#2,137/3,118 Sec#147/245 |
| Revenue | $793M | US#1,990/3,118 Sec#87/245 |
| Net Income | $176M | US#1,348/3,118 Sec#120/245 |
| Total Assets | $7.31B | US#1,182/3,118 Sec#169/245 |
| Net Assets | $851M | US#1,867/3,118 Sec#166/245 |
| Employees | 1,170 | US#1,932/3,118 Sec#127/245 |
| Value | ||
| P/E | 9.31x | US#269/3,118 Sec#29/245 |
| P/B | 1.92x | US#1,182/3,118 Sec#211/245 |
| P/S | 2.06x | US#1,284/3,118 Sec#19/245 |
| EV/EBITDA | 6.72x | US#347/3,118 Sec#28/245 |
| FCF Yield | 36.34% | US#60/3,118 Sec#12/245 |
| Profitability | ||
| ROE | 20.65% | US#553/3,118 Sec#7/245 |
| ROA | 2.40% | US#1,535/3,118 Sec#7/245 |
| Op. Margin | 26.54% | US#623/3,118 Sec#157/245 |
| Revenue Growth | 21.31% | US#636/3,118 Sec#44/245 |
| Earnings Growth | -2.73% | US#1,337/3,118 Sec#149/245 |
| Financial Health | ||
| Debt Ratio | 759.57% | US#2,564/3,118 Sec#98/245 |
| Total Debt | $201M | US#2,233/3,118 Sec#188/245 |
| FCF | $594M | US#816/3,118 Sec#59/245 |
| Cash | $149M | US#1,951/3,118 Sec#161/245 |
| Current Ratio | 0.25x | US#2,876/3,118 Sec#146/245 |
| Net Debt/EBITDA | 0.21x | US#674/3,118 Sec#75/245 |
| Dividend | ||
| Div. Yield | 0.27% | US#1,612/3,118 Sec#222/245 |
| Div. Growth | -0.50% | US—/3,118 Sec—/245 |
| Performance | ||
| 1Y Return | 13.89% | US#1,486/3,118 Sec#192/245 |
| 1M Return | 4.73% | US#1,157/3,118 Sec#47/245 |
| From 52W High | -23.50% | US#1,765/3,118 Sec#229/245 |
| 1Y MDD | -29.23% | US#1,244/3,118 Sec#224/245 |
| Trading | ||
| Volume | 124,718 shares | US#2,756/3,118 Sec#155/245 |
| Trading Value | $10M | US#2,229/3,118 Sec#130/245 |
| Per Share | ||
| EPS | $8.32 | US#377/3,118 Sec#28/245 |
| BPS | $40.31 | US#614/3,118 Sec#88/245 |
Company Info
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.