Credit Acceptance Corporation
Financials
Valuation Metrics
Credit Acceptance Corporation's Market Cap is $5.07B. At end of 2025 it was $4.84B. Ranked #1211 of 3,116 in US market (top 39%), #400 of 1,472 on NASDAQ (top 27%), #71 of 157 in Financial Services (top 45%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.07B | US#1,211/3,116 Sec#71/157 |
| Net Income | $337M | US#840/3,116 Sec#55/157 |
| Total Assets | $8.88B | US#1,076/3,116 Sec#74/157 |
| Net Assets | $1.39B | US#1,414/3,116 Sec#88/157 |
| Employees | 2,314 | US#1,596/3,116 Sec#74/157 |
| Value | ||
| P/E | 15.04x | US#520/3,116 Sec#49/157 |
| P/B | 3.65x | US#1,994/3,116 Sec#106/157 |
| P/S | 2.73x | US#1,811/3,116 Sec#88/157 |
| EV/EBITDA | 18.80x | US#490/3,116 Sec#30/157 |
| FCF Yield | 24.78% | US#175/3,116 Sec#24/157 |
| Profitability | ||
| ROE | 24.26% | US#273/3,116 Sec#20/157 |
| ROA | 3.80% | US#931/3,116 Sec#51/157 |
| Financial Health | ||
| Debt Ratio | 539.02% | US#2,307/3,116 Sec#96/157 |
| Total Debt | $6.72B | US—/3,116 Sec—/157 |
| FCF | $1.26B | US#507/3,116 Sec#39/157 |
| Cash | $518M | US#1,083/3,116 Sec#79/157 |
| Current Ratio | 13.49x | US—/3,116 Sec—/157 |
| Net Debt/EBITDA | 10.34x | US#355/3,116 Sec#20/157 |
| Performance | ||
| 1Y Return | 8.37% | US#1,032/3,116 Sec#34/157 |
| 1M Return | -8.10% | US#1,009/3,116 Sec#38/157 |
| From 52W High | -27.52% | US#1,141/3,116 Sec#51/157 |
| 1Y MDD | -29.26% | US#775/3,116 Sec#40/157 |
| Trading | ||
| Volume | 260,831 shares | US#2,811/3,116 Sec#138/157 |
| Trading Value | $127M | US#1,019/3,116 Sec#63/157 |
| Per Share | ||
| EPS | $32.23 | US#15/3,116 Sec#3/157 |
| BPS | $132.82 | US#43/3,116 Sec#5/157 |
Company Info
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.