Credit Acceptance Corporation
Financials
Valuation Metrics
Credit Acceptance Corporation's Market Cap is $6.05B. At end of 2025 it was $4.84B. Ranked #1198 of 3,121 in US market (top 38%), #396 of 1,463 on NASDAQ (top 27%), #74 of 157 in Financial Services (top 47%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.05B | US#1,198/3,121 Sec#74/157 |
| Net Income | $502M | US#838/3,121 Sec#55/157 |
| Total Assets | $8.62B | US#1,081/3,121 Sec#74/157 |
| Net Assets | $1.59B | US#1,424/3,121 Sec#88/157 |
| Employees | 2,314 | US#1,605/3,121 Sec#74/157 |
| Value | ||
| P/E | 12.05x | US#544/3,121 Sec#48/157 |
| P/B | 3.81x | US#1,996/3,121 Sec#106/157 |
| P/S | 3.26x | US#1,846/3,121 Sec#85/157 |
| EV/EBITDA | 7.75x | US#491/3,121 Sec#29/157 |
| FCF Yield | 20.19% | US#165/3,121 Sec#23/157 |
| Profitability | ||
| ROE | 31.59% | US#276/3,121 Sec#20/157 |
| ROA | 5.82% | US#927/3,121 Sec#52/157 |
| Financial Health | ||
| Debt Ratio | 442.68% | US#2,320/3,121 Sec#96/157 |
| Total Debt | $0.00 | US—/3,121 Sec—/157 |
| FCF | $1.22B | US#509/3,121 Sec#38/157 |
| Cash | $492M | US#1,089/3,121 Sec#79/157 |
| Net Debt/EBITDA | -0.69x | US#344/3,121 Sec#20/157 |
| Performance | ||
| 1Y Return | 14.68% | US#1,251/3,121 Sec#41/157 |
| 1M Return | -0.82% | US#600/3,121 Sec#29/157 |
| From 52W High | -13.54% | US#862/3,121 Sec#40/157 |
| 1Y MDD | -19.90% | US#700/3,121 Sec#36/157 |
| Trading | ||
| Volume | 234,193 shares | US#2,725/3,121 Sec#137/157 |
| Trading Value | $136M | US#815/3,121 Sec#55/157 |
| Per Share | ||
| EPS | $47.98 | US#14/3,121 Sec#3/157 |
| BPS | $151.90 | US#42/3,121 Sec#5/157 |
Company Info
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.