Bar Harbor Bankshares
Financials
Valuation Metrics
Bar Harbor Bankshares's Market Cap is $694M. At end of 2025 it was $518M. Ranked #2630 of 3,114 in US market (top 84%), #1509 of 1,645 on NYSE (top 92%), #209 of 245 in Banks (top 85%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $694M | US#2,630/3,114 Sec#209/245 |
| Revenue | $191M | US#2,561/3,114 Sec#172/245 |
| Net Income | $49M | US#1,884/3,114 Sec#203/245 |
| Total Assets | $4.74B | US#1,469/3,114 Sec#204/245 |
| Net Assets | $550M | US#2,157/3,114 Sec#203/245 |
| Employees | 530 | US#2,249/3,114 Sec#182/245 |
| Value | ||
| P/E | 14.06x | US#632/3,114 Sec#152/245 |
| P/B | 1.26x | US#618/3,114 Sec#97/245 |
| PEG | 0.56x | US#625/3,114 Sec#78/245 |
| P/S | 3.64x | US#1,907/3,114 Sec#101/245 |
| EV/EBITDA | 16.07x | US#1,555/3,114 Sec#158/245 |
| FCF Yield | 8.34% | US#719/3,114 Sec#114/245 |
| Profitability | ||
| ROE | 8.98% | US#1,481/3,114 Sec#176/245 |
| ROA | 1.04% | US#1,970/3,114 Sec#154/245 |
| Op. Margin | 27.34% | US#601/3,114 Sec#153/245 |
| Revenue Growth | 28.10% | US#452/3,114 Sec#27/245 |
| Earnings Growth | 25.01% | US#769/3,114 Sec#70/245 |
| Financial Health | ||
| Debt Ratio | 762.98% | US#2,573/3,114 Sec#102/245 |
| Total Debt | $281M | US#2,125/3,114 Sec#169/245 |
| FCF | $58M | US#1,928/3,114 Sec#180/245 |
| Cash | $46M | US#2,600/3,114 Sec#208/245 |
| Current Ratio | 0.16x | US#2,931/3,114 Sec#183/245 |
| Net Debt/EBITDA | 4.06x | US#1,842/3,114 Sec#156/245 |
| Dividend | ||
| Div. Yield | 3.15% | US#531/3,114 Sec#51/245 |
| Div. Growth | 14.71% | US#348/3,114 Sec#56/245 |
| Performance | ||
| 1Y Return | 41.36% | US#837/3,114 Sec#101/245 |
| 1M Return | 5.10% | US#1,643/3,114 Sec#184/245 |
| From 52W High | -0.36% | US#336/3,114 Sec#44/245 |
| 1Y MDD | -13.02% | US#151/3,114 Sec#63/245 |
| Trading | ||
| Volume | 50,962 shares | US#3,043/3,114 Sec#229/245 |
| Trading Value | $2M | US#2,868/3,114 Sec#228/245 |
| Per Share | ||
| EPS | $2.95 | US#1,063/3,114 Sec#137/245 |
| BPS | $32.82 | US#810/3,114 Sec#120/245 |
Company Info
Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.