BayCom Corp
Financials
Valuation Metrics
BayCom Corp's Market Cap is $328M. At end of 2025 it was $320M. Ranked #2920 of 3,121 in US market (top 94%), #1312 of 1,463 on NASDAQ (top 90%), #242 of 248 in Banks (top 98%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $328M | US#2,920/3,121 Sec#242/248 |
| Revenue | $104M | US#2,696/3,121 Sec#211/248 |
| Net Income | $13M | US#2,145/3,121 Sec#237/248 |
| Total Assets | $2.58B | US#1,914/3,121 Sec#239/248 |
| Net Assets | $335M | US#2,476/3,121 Sec#236/248 |
| Employees | 329 | US#2,395/3,121 Sec#197/248 |
| Value | ||
| P/E | 25.10x | US#1,418/3,121 Sec#223/248 |
| P/B | 0.98x | US#367/3,121 Sec#27/248 |
| P/S | 3.17x | US#1,782/3,121 Sec#70/248 |
| EV/EBITDA | 16.02x | US#1,650/3,121 Sec#167/248 |
| FCF Yield | 8.08% | US#853/3,121 Sec#136/248 |
| Profitability | ||
| ROE | 3.90% | US#1,898/3,121 Sec#233/248 |
| ROA | 0.51% | US#2,145/3,121 Sec#224/248 |
| Op. Margin | 19.26% | US#957/3,121 Sec#192/248 |
| Revenue Growth | 5.33% | US#1,771/3,121 Sec#153/248 |
| Earnings Growth | -45.94% | US#1,711/3,121 Sec#176/248 |
| Financial Health | ||
| Debt Ratio | 669.28% | US#2,499/3,121 Sec#54/248 |
| Total Debt | $47M | US#2,630/3,121 Sec#236/248 |
| FCF | $27M | US#2,141/3,121 Sec#217/248 |
| Cash | $22M | US#2,848/3,121 Sec#228/248 |
| Current Ratio | 10.96x | US#230/3,121 Sec#36/248 |
| Net Debt/EBITDA | 1.13x | US#1,017/3,121 Sec#108/248 |
| Dividend | ||
| Div. Yield | 2.01% | US#951/3,121 Sec#159/248 |
| Div. Growth | 95.56% | US#74/3,121 Sec#5/248 |
| Performance | ||
| 1Y Return | -2.18% | US#1,755/3,121 Sec#224/248 |
| 1M Return | -1.08% | US#1,312/3,121 Sec#110/248 |
| From 52W High | -13.95% | US#994/3,121 Sec#207/248 |
| 1Y MDD | -14.29% | US#280/3,121 Sec#94/248 |
| Trading | ||
| Volume | 100,640 shares | US#3,090/3,121 Sec#242/248 |
| Trading Value | $3M | US#3,032/3,121 Sec#243/248 |
| Per Share | ||
| EPS | $1.20 | US#1,613/3,121 Sec#204/248 |
| BPS | $30.74 | US#868/3,121 Sec#133/248 |
Company Info
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.