BayCom Corp
Financials
Valuation Metrics
BayCom Corp's Market Cap is $342M. At end of 2025 it was $320M. Ranked #2875 of 3,118 in US market (top 92%), #1287 of 1,474 on NASDAQ (top 87%), #239 of 245 in Banks (top 98%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $342M | US#2,875/3,118 Sec#239/245 |
| Revenue | $104M | US#2,663/3,118 Sec#201/245 |
| Net Income | $13M | US#2,132/3,118 Sec#236/245 |
| Total Assets | $2.58B | US#1,910/3,118 Sec#238/245 |
| Net Assets | $335M | US#2,461/3,118 Sec#235/245 |
| Employees | 329 | US#2,382/3,118 Sec#196/245 |
| Value | ||
| P/E | 26.12x | US#1,424/3,118 Sec#222/245 |
| P/B | 1.02x | US#406/3,118 Sec#39/245 |
| P/S | 3.28x | US#1,815/3,118 Sec#80/245 |
| EV/EBITDA | 16.62x | US#1,658/3,118 Sec#168/245 |
| FCF Yield | 7.77% | US#861/3,118 Sec#140/245 |
| Profitability | ||
| ROE | 3.90% | US#1,886/3,118 Sec#232/245 |
| ROA | 0.51% | US#2,137/3,118 Sec#223/245 |
| Op. Margin | 19.13% | US#940/3,118 Sec#186/245 |
| Revenue Growth | 6.00% | US#1,666/3,118 Sec#130/245 |
| Earnings Growth | -45.94% | US#1,679/3,118 Sec#160/245 |
| Financial Health | ||
| Debt Ratio | 669.28% | US#2,485/3,118 Sec#53/245 |
| Total Debt | $47M | US#2,612/3,118 Sec#235/245 |
| FCF | $27M | US#2,121/3,118 Sec#218/245 |
| Cash | $22M | US#2,833/3,118 Sec#227/245 |
| Current Ratio | 10.96x | US#218/3,118 Sec#31/245 |
| Net Debt/EBITDA | 1.13x | US#1,023/3,118 Sec#109/245 |
| Dividend | ||
| Div. Yield | 1.93% | US#951/3,118 Sec#164/245 |
| Div. Growth | 95.56% | US#73/3,118 Sec#5/245 |
| Performance | ||
| 1Y Return | 14.89% | US#1,376/3,118 Sec#180/245 |
| 1M Return | 0.42% | US#1,628/3,118 Sec#154/245 |
| From 52W High | -10.46% | US#949/3,118 Sec#159/245 |
| 1Y MDD | -14.80% | US#261/3,118 Sec#100/245 |
| Trading | ||
| Volume | 51,013 shares | US#3,067/3,118 Sec#234/245 |
| Trading Value | $2M | US#2,970/3,118 Sec#235/245 |
| Per Share | ||
| EPS | $1.20 | US#1,610/3,118 Sec#204/245 |
| BPS | $30.74 | US#861/3,118 Sec#131/245 |
Company Info
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.