Southern California Bancorp
Financials
Valuation Metrics
Southern California Bancorp's Market Cap is $701M. At end of 2025 it was $612M. Ranked #2641 of 3,121 in US market (top 85%), #1123 of 1,463 on NASDAQ (top 77%), #206 of 248 in Banks (top 83%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $701M | US#2,641/3,121 Sec#206/248 |
| Revenue | $180M | US#2,597/3,121 Sec#184/248 |
| Net Income | $60M | US#1,812/3,121 Sec#187/248 |
| Total Assets | $4.03B | US#1,594/3,121 Sec#219/248 |
| Net Assets | $587M | US#2,122/3,121 Sec#197/248 |
| Employees | 288 | US#2,430/3,121 Sec#205/248 |
| Value | ||
| P/E | 11.65x | US#488/3,121 Sec#94/248 |
| P/B | 1.20x | US#592/3,121 Sec#98/248 |
| PEG | 0.13x | US#247/3,121 Sec#21/248 |
| P/S | 3.89x | US#2,054/3,121 Sec#152/248 |
| EV/EBITDA | 7.93x | US#495/3,121 Sec#37/248 |
| FCF Yield | 8.45% | US#800/3,121 Sec#125/248 |
| Profitability | ||
| ROE | 10.26% | US#1,352/3,121 Sec#143/248 |
| ROA | 1.50% | US#1,786/3,121 Sec#56/248 |
| Op. Margin | 46.14% | US#167/3,121 Sec#33/248 |
| Revenue Growth | 4.31% | US#1,877/3,121 Sec#158/248 |
| Earnings Growth | 92.57% | US#331/3,121 Sec#22/248 |
| Financial Health | ||
| Debt Ratio | 586.15% | US#2,423/3,121 Sec#23/248 |
| Total Debt | $53M | US#2,607/3,121 Sec#234/248 |
| FCF | $59M | US#1,922/3,121 Sec#178/248 |
| Cash | $55M | US#2,548/3,121 Sec#205/248 |
| Current Ratio | 0.11x | US#2,961/3,121 Sec#197/248 |
| Net Debt/EBITDA | -0.03x | US#568/3,121 Sec#63/248 |
| Dividend | ||
| Div. Yield | 0.46% | US#1,546/3,121 Sec#215/248 |
| Performance | ||
| 1Y Return | 23.58% | US#983/3,121 Sec#103/248 |
| 1M Return | 3.51% | US#811/3,121 Sec#32/248 |
| From 52W High | -2.72% | US#124/3,121 Sec#8/248 |
| 1Y MDD | -13.96% | US#254/3,121 Sec#85/248 |
| Trading | ||
| Volume | 397,025 shares | US#2,839/3,121 Sec#171/248 |
| Trading Value | $9M | US#2,824/3,121 Sec#213/248 |
| Per Share | ||
| EPS | $1.87 | US#1,380/3,121 Sec#183/248 |
| BPS | $18.24 | US#1,337/3,121 Sec#195/248 |
Company Info
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.