Southern California Bancorp
Financials
Valuation Metrics
Southern California Bancorp's Market Cap is $704M. At end of 2025 it was $612M. Ranked #2605 of 3,118 in US market (top 84%), #1105 of 1,474 on NASDAQ (top 75%), #202 of 245 in Banks (top 82%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $704M | US#2,605/3,118 Sec#202/245 |
| Revenue | $180M | US#2,567/3,118 Sec#174/245 |
| Net Income | $60M | US#1,800/3,118 Sec#186/245 |
| Total Assets | $4.03B | US#1,584/3,118 Sec#218/245 |
| Net Assets | $587M | US#2,109/3,118 Sec#195/245 |
| Employees | 288 | US#2,416/3,118 Sec#204/245 |
| Value | ||
| P/E | 11.69x | US#476/3,118 Sec#97/245 |
| P/B | 1.20x | US#587/3,118 Sec#94/245 |
| PEG | 0.13x | US#229/3,118 Sec#14/245 |
| P/S | 3.91x | US#2,032/3,118 Sec#143/245 |
| EV/EBITDA | 7.96x | US#510/3,118 Sec#40/245 |
| FCF Yield | 8.42% | US#751/3,118 Sec#119/245 |
| Profitability | ||
| ROE | 10.26% | US#1,344/3,118 Sec#143/245 |
| ROA | 1.50% | US#1,779/3,118 Sec#56/245 |
| Op. Margin | 46.16% | US#165/3,118 Sec#30/245 |
| Revenue Growth | 4.25% | US#1,842/3,118 Sec#137/245 |
| Earnings Growth | 92.57% | US#316/3,118 Sec#14/245 |
| Financial Health | ||
| Debt Ratio | 586.15% | US#2,411/3,118 Sec#23/245 |
| Total Debt | $53M | US#2,590/3,118 Sec#233/245 |
| FCF | $59M | US#1,909/3,118 Sec#178/245 |
| Cash | $55M | US#2,539/3,118 Sec#205/245 |
| Current Ratio | 0.11x | US#2,952/3,118 Sec#196/245 |
| Net Debt/EBITDA | -0.03x | US#573/3,118 Sec#64/245 |
| Dividend | ||
| Div. Yield | 0.46% | US#1,540/3,118 Sec#215/245 |
| Performance | ||
| 1Y Return | 18.31% | US#1,221/3,118 Sec#163/245 |
| 1M Return | 0.44% | US#1,711/3,118 Sec#166/245 |
| From 52W High | -2.39% | US#345/3,118 Sec#36/245 |
| 1Y MDD | -13.96% | US#206/3,118 Sec#82/245 |
| Trading | ||
| Volume | 173,370 shares | US#2,838/3,118 Sec#170/245 |
| Trading Value | $4M | US#2,825/3,118 Sec#210/245 |
| Per Share | ||
| EPS | $1.87 | US#1,384/3,118 Sec#183/245 |
| BPS | $18.24 | US#1,332/3,118 Sec#194/245 |
Company Info
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.