Alerus Financial Corporation
Financials
Valuation Metrics
Alerus Financial Corporation's Market Cap is $871M. At end of 2025 it was $572M. Ranked #2511 of 3,118 in US market (top 81%), #1048 of 1,474 on NASDAQ (top 71%), #191 of 245 in Banks (top 78%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $871M | US#2,511/3,118 Sec#191/245 |
| Revenue | $260M | US#2,476/3,118 Sec#152/245 |
| Net Income | $28M | US#2,032/3,118 Sec#231/245 |
| Total Assets | $5.29B | US#1,409/3,118 Sec#199/245 |
| Net Assets | $583M | US#2,112/3,118 Sec#196/245 |
| Employees | 843 | US#2,053/3,118 Sec#145/245 |
| Value | ||
| P/E | 31.44x | US#1,582/3,118 Sec#227/245 |
| P/B | 1.49x | US#845/3,118 Sec#160/245 |
| P/S | 3.35x | US#1,809/3,118 Sec#78/245 |
| EV/EBITDA | 24.20x | US#2,049/3,118 Sec#208/245 |
| FCF Yield | 11.44% | US#437/3,118 Sec#57/245 |
| Profitability | ||
| ROE | 4.75% | US#1,835/3,118 Sec#228/245 |
| ROA | 0.52% | US#2,131/3,118 Sec#221/245 |
| Op. Margin | 13.25% | US#1,321/3,118 Sec#200/245 |
| Revenue Growth | -0.16% | US#2,212/3,118 Sec#151/245 |
| Earnings Growth | -28.42% | US#1,592/3,118 Sec#158/245 |
| Financial Health | ||
| Debt Ratio | 806.93% | US#2,614/3,118 Sec#133/245 |
| Total Debt | $447M | US#1,919/3,118 Sec#143/245 |
| FCF | $100M | US#1,723/3,118 Sec#147/245 |
| Cash | $109M | US#2,176/3,118 Sec#174/245 |
| Current Ratio | 0.37x | US#2,793/3,118 Sec#107/245 |
| Net Debt/EBITDA | 6.76x | US#2,224/3,118 Sec#195/245 |
| Dividend | ||
| Div. Yield | 2.42% | US#751/3,118 Sec#119/245 |
| Div. Growth | 34.82% | US#159/3,118 Sec#24/245 |
| Performance | ||
| 1Y Return | 64.16% | US#419/3,118 Sec#17/245 |
| 1M Return | 6.12% | US#1,236/3,118 Sec#68/245 |
| From 52W High | -0.14% | US#289/3,118 Sec#28/245 |
| 1Y MDD | -10.75% | US#53/3,118 Sec#19/245 |
| Trading | ||
| Volume | 147,352 shares | US#2,751/3,118 Sec#153/245 |
| Trading Value | $5M | US#2,620/3,118 Sec#180/245 |
| Per Share | ||
| EPS | $1.10 | US#1,640/3,118 Sec#206/245 |
| BPS | $23.21 | US#1,103/3,118 Sec#168/245 |
Company Info
Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.