Affirm Holdings, Inc.
Financials
Valuation Metrics
Affirm Holdings, Inc.'s Market Cap is $24.64B. At end of 2025 it was $24.88B. Ranked #519 of 3,118 in US market (top 17%), #157 of 1,474 on NASDAQ (top 11%), #42 of 271 in Software & Services (top 15%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $24.64B | US#519/3,118 Sec#42/271 |
| Net Income | $1.93B | US#345/3,118 Sec#20/271 |
| Total Assets | $15.79B | US#722/3,118 Sec#32/271 |
| Net Assets | $5.48B | US#650/3,118 Sec#36/271 |
| Employees | 2,206 | US#1,613/3,118 Sec#150/271 |
| Value | ||
| P/E | 12.77x | US#584/3,118 Sec#26/271 |
| P/B | 4.49x | US#2,136/3,118 Sec#128/271 |
| PEG | 0.00x | US#8/3,118 Sec#4/271 |
| P/S | 7.05x | US#2,544/3,118 Sec#215/271 |
| EV/EBITDA | 25.62x | US#2,114/3,118 Sec#145/271 |
| FCF Yield | 4.03% | US#1,588/3,118 Sec#155/271 |
| Profitability | ||
| ROE | 35.19% | US#225/3,118 Sec#30/271 |
| ROA | 12.22% | US#342/3,118 Sec#51/271 |
| Earnings Growth | 3597.91% | US#8/3,118 Sec#3/271 |
| Financial Health | ||
| Debt Ratio | 187.94% | US#1,728/3,118 Sec#159/271 |
| Total Debt | $9.82B | US#412/3,118 Sec#13/271 |
| FCF | $993M | US#595/3,118 Sec#53/271 |
| Cash | $2.43B | US#350/3,118 Sec#24/271 |
| Current Ratio | 12.73x | US#190/3,118 Sec#4/271 |
| Net Debt/EBITDA | 5.91x | US#2,144/3,118 Sec#200/271 |
| Performance | ||
| 1Y Return | 2.35% | US#1,600/3,118 Sec#108/271 |
| 1M Return | 3.96% | US#1,134/3,118 Sec#142/271 |
| From 52W High | -18.65% | US#1,411/3,118 Sec#121/271 |
| 1Y MDD | -48.79% | US#2,350/3,118 Sec#145/271 |
| Trading | ||
| Volume | 3,561,099 shares | US#781/3,118 Sec#93/271 |
| Trading Value | $267M | US#585/3,118 Sec#62/271 |
| Per Share | ||
| EPS | $5.76 | US#587/3,118 Sec#46/271 |
| BPS | $16.37 | US#1,441/3,118 Sec#72/271 |
Company Info
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.