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Affirm Holdings, Inc.

AFRM· NASDAQ
$73.57+0.14%
2026-11-02

Financials

Valuation Metrics

Affirm Holdings, Inc.'s Market Cap is $24.64B. At end of 2025 it was $24.88B. Ranked #519 of 3,118 in US market (top 17%), #157 of 1,474 on NASDAQ (top 11%), #42 of 271 in Software & Services (top 15%) by Market Cap.

Investment Metrics(as of 2026-11-02)

MetricValue
Size
Market Cap$24.64B
Net Income$1.93B
Total Assets$15.79B
Net Assets$5.48B
Employees2,206
Value
P/E12.77x
P/B4.49x
PEG0.00x
P/S7.05x
EV/EBITDA25.62x
FCF Yield4.03%
Profitability
ROE35.19%
ROA12.22%
Earnings Growth3597.91%
Financial Health
Debt Ratio187.94%
Total Debt$9.82B
FCF$993M
Cash$2.43B
Current Ratio12.73x
Net Debt/EBITDA5.91x
Performance
1Y Return2.35%
1M Return3.96%
From 52W High-18.65%
1Y MDD-48.79%
Trading
Volume3,561,099 shares
Trading Value$267M
Per Share
EPS$5.76
BPS$16.37

Company Info

CEO Max Rafailovych Levchin
Employees 2,206
HQ San Francisco, US

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.