Affirm Holdings, Inc.
Financials
Valuation Metrics
Affirm Holdings, Inc.'s Market Cap is $23.85B. At end of 2025 it was $24.88B. Ranked #534 of 3,121 in US market (top 17%), #167 of 1,463 on NASDAQ (top 11%), #42 of 275 in Software & Services (top 15%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $23.85B | US#534/3,121 Sec#42/275 |
| Revenue | $4.18B | US#983/3,121 Sec#68/275 |
| Net Income | $1.93B | US#344/3,121 Sec#20/275 |
| Total Assets | $15.79B | US#730/3,121 Sec#33/275 |
| Net Assets | $5.48B | US#659/3,121 Sec#36/275 |
| Employees | 2,206 | US#1,623/3,121 Sec#151/275 |
| Value | ||
| P/E | 12.36x | US#536/3,121 Sec#26/275 |
| P/B | 4.35x | US#2,088/3,121 Sec#136/275 |
| PEG | 0.00x | US#7/3,121 Sec#3/275 |
| P/S | 5.70x | US#2,387/3,121 Sec#196/275 |
| EV/EBITDA | 24.99x | US#2,100/3,121 Sec#147/275 |
| FCF Yield | 4.16% | US#1,579/3,121 Sec#152/275 |
| Profitability | ||
| ROE | 35.19% | US#223/3,121 Sec#29/275 |
| ROA | 12.22% | US#335/3,121 Sec#49/275 |
| Op. Margin | 15.50% | US#1,176/3,121 Sec#79/275 |
| Revenue Growth | 29.78% | US#436/3,121 Sec#41/275 |
| Earnings Growth | 3597.91% | US#7/3,121 Sec#2/275 |
| Financial Health | ||
| Debt Ratio | 187.94% | US#1,735/3,121 Sec#160/275 |
| Total Debt | $9.82B | US#416/3,121 Sec#13/275 |
| FCF | $993M | US#597/3,121 Sec#53/275 |
| Cash | $2.43B | US#353/3,121 Sec#24/275 |
| Current Ratio | 12.73x | US#198/3,121 Sec#4/275 |
| Net Debt/EBITDA | 5.91x | US#2,137/3,121 Sec#199/275 |
| Performance | ||
| 1Y Return | -20.80% | US#2,452/3,121 Sec#155/275 |
| 1M Return | -7.91% | US#1,629/3,121 Sec#175/275 |
| From 52W High | -21.82% | US#1,743/3,121 Sec#107/275 |
| 1Y MDD | -52.81% | US#2,596/3,121 Sec#173/275 |
| Trading | ||
| Volume | 3,559,869 shares | US#490/3,121 Sec#62/275 |
| Trading Value | $252M | US#373/3,121 Sec#42/275 |
| Per Share | ||
| EPS | $5.76 | US#591/3,121 Sec#45/275 |
| BPS | $16.37 | US#1,448/3,121 Sec#71/275 |
Company Info
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.