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American Coastal Insurance Corporation

ACIC· NASDAQ
$9.18+0.11%
2026-09-18

Financials

Valuation Metrics

American Coastal Insurance Corporation's Market Cap is $445M. At end of 2025 it was $615M. Ranked #2841 of 3,121 in US market (top 91%), #1256 of 1,463 on NASDAQ (top 86%), #89 of 93 in Insurance (top 96%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$445M
Revenue$330M
Net Income$100M
Total Assets$1.24B
Net Assets$341M
Employees68
Value
P/E4.44x
P/B1.31x
PEG0.19x
P/S1.35x
EV/EBITDA2.47x
FCF Yield-6.98%
Profitability
ROE29.40%
ROA8.06%
Op. Margin40.30%
Revenue Growth3.36%
Earnings Growth23.92%
Financial Health
Debt Ratio264.98%
Total Debt$153M
FCF$-31M
Cash$219M
Current Ratio1.22x
Net Debt/EBITDA-0.43x
Dividend
Div. Yield8.22%
Performance
1Y Return-17.59%
1M Return-2.86%
From 52W High-29.71%
1Y MDD-29.85%
Trading
Volume414,389 shares
Trading Value$4M
Per Share
EPS$2.07
BPS$7.03

Company Info

CEO Bennett Bradford Martz
Employees 68
HQ Saint Petersburg, US

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.