American Coastal Insurance Corporation
Financials
Valuation Metrics
American Coastal Insurance Corporation's Market Cap is $445M. At end of 2025 it was $615M. Ranked #2841 of 3,121 in US market (top 91%), #1256 of 1,463 on NASDAQ (top 86%), #89 of 93 in Insurance (top 96%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $445M | US#2,841/3,121 Sec#89/93 |
| Revenue | $330M | US#2,420/3,121 Sec#86/93 |
| Net Income | $100M | US#1,623/3,121 Sec#72/93 |
| Total Assets | $1.24B | US#2,373/3,121 Sec#87/93 |
| Net Assets | $341M | US#2,470/3,121 Sec#86/93 |
| Employees | 68 | US#2,681/3,121 Sec#88/93 |
| Value | ||
| P/E | 4.44x | US#39/3,121 Sec#4/93 |
| P/B | 1.31x | US#693/3,121 Sec#35/93 |
| PEG | 0.19x | US#313/3,121 Sec#26/93 |
| P/S | 1.35x | US#934/3,121 Sec#45/93 |
| EV/EBITDA | 2.47x | US#28/3,121 Sec#5/93 |
| FCF Yield | -6.98% | US—/3,121 Sec—/93 |
| Profitability | ||
| ROE | 29.40% | US#304/3,121 Sec#11/93 |
| ROA | 8.06% | US#653/3,121 Sec#18/93 |
| Op. Margin | 40.30% | US#271/3,121 Sec#10/93 |
| Revenue Growth | 3.36% | US#1,961/3,121 Sec#67/93 |
| Earnings Growth | 23.92% | US#794/3,121 Sec#48/93 |
| Financial Health | ||
| Debt Ratio | 264.98% | US#2,013/3,121 Sec#28/93 |
| Total Debt | $153M | US#2,326/3,121 Sec#73/93 |
| FCF | $-31M | US#2,474/3,121 Sec#90/93 |
| Cash | $219M | US#1,668/3,121 Sec#62/93 |
| Current Ratio | 1.22x | US#1,983/3,121 Sec#43/93 |
| Net Debt/EBITDA | -0.43x | US#417/3,121 Sec#23/93 |
| Dividend | ||
| Div. Yield | 8.22% | US#112/3,121 Sec#3/93 |
| Performance | ||
| 1Y Return | -17.59% | US#2,344/3,121 Sec#76/93 |
| 1M Return | -2.86% | US#1,470/3,121 Sec#58/93 |
| From 52W High | -29.71% | US#2,055/3,121 Sec#78/93 |
| 1Y MDD | -29.85% | US#1,406/3,121 Sec#67/93 |
| Trading | ||
| Volume | 414,389 shares | US#2,580/3,121 Sec#64/93 |
| Trading Value | $4M | US#2,897/3,121 Sec#88/93 |
| Per Share | ||
| EPS | $2.07 | US#1,310/3,121 Sec#71/93 |
| BPS | $7.03 | US#2,085/3,121 Sec#84/93 |
Company Info
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.