American Coastal Insurance Corporation
Financials
Valuation Metrics
American Coastal Insurance Corporation's Market Cap is $529M. At end of 2025 it was $615M. Ranked #2724 of 3,116 in US market (top 87%), #1183 of 1,472 on NASDAQ (top 80%), #86 of 93 in Insurance (top 92%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $529M | US#2,724/3,116 Sec#86/93 |
| Revenue | $330M | US#2,391/3,116 Sec#85/93 |
| Net Income | $100M | US#1,613/3,116 Sec#71/93 |
| Total Assets | $1.24B | US#2,362/3,116 Sec#87/93 |
| Net Assets | $341M | US#2,455/3,116 Sec#86/93 |
| Employees | 68 | US#2,663/3,116 Sec#88/93 |
| Value | ||
| P/E | 5.27x | US#62/3,116 Sec#7/93 |
| P/B | 1.55x | US#934/3,116 Sec#43/93 |
| PEG | 0.22x | US#342/3,116 Sec#25/93 |
| P/S | 1.60x | US#1,087/3,116 Sec#52/93 |
| EV/EBITDA | 3.02x | US#53/3,116 Sec#6/93 |
| FCF Yield | -5.87% | US—/3,116 Sec—/93 |
| Profitability | ||
| ROE | 29.40% | US#300/3,116 Sec#10/93 |
| ROA | 8.06% | US#652/3,116 Sec#17/93 |
| Op. Margin | 40.30% | US#269/3,116 Sec#10/93 |
| Revenue Growth | 3.36% | US#1,919/3,116 Sec#66/93 |
| Earnings Growth | 23.92% | US#782/3,116 Sec#46/93 |
| Financial Health | ||
| Debt Ratio | 264.98% | US#2,002/3,116 Sec#28/93 |
| Total Debt | $153M | US#2,313/3,116 Sec#73/93 |
| FCF | $-31M | US#2,469/3,116 Sec#89/93 |
| Cash | $219M | US#1,662/3,116 Sec#62/93 |
| Current Ratio | 1.22x | US#1,978/3,116 Sec#49/93 |
| Net Debt/EBITDA | -0.43x | US#420/3,116 Sec#22/93 |
| Dividend | ||
| Div. Yield | 6.92% | US#159/3,116 Sec#5/93 |
| Performance | ||
| 1Y Return | -7.90% | US#2,092/3,116 Sec#72/93 |
| 1M Return | 16.88% | US#275/3,116 Sec#7/93 |
| From 52W High | -16.50% | US#1,313/3,116 Sec#70/93 |
| 1Y MDD | -30.62% | US#1,354/3,116 Sec#71/93 |
| Trading | ||
| Volume | 279,890 shares | US#2,476/3,116 Sec#64/93 |
| Trading Value | $3M | US#2,799/3,116 Sec#85/93 |
| Per Share | ||
| EPS | $2.07 | US#1,314/3,116 Sec#70/93 |
| BPS | $7.03 | US#2,077/3,116 Sec#84/93 |
Company Info
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.