Ameris Bancorp
Financials
Valuation Metrics
Ameris Bancorp's Market Cap is $5.66B. At end of 2025 it was $5.05B. Ranked #1273 of 3,115 in US market (top 41%), #847 of 1,643 on NYSE (top 52%), #77 of 245 in Banks (top 31%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.66B | US#1,273/3,115 Sec#77/245 |
| Revenue | $1.25B | US#1,741/3,115 Sec#69/245 |
| Net Income | $376M | US#978/3,115 Sec#78/245 |
| Total Assets | $28.49B | US#490/3,115 Sec#84/245 |
| Net Assets | $4.09B | US#796/3,115 Sec#79/245 |
| Employees | 2,673 | US#1,530/3,115 Sec#84/245 |
| Value | ||
| P/E | 15.05x | US#742/3,115 Sec#179/245 |
| P/B | 1.38x | US#764/3,115 Sec#139/245 |
| P/S | 4.55x | US#2,181/3,115 Sec#188/245 |
| EV/EBITDA | 12.69x | US#1,180/3,115 Sec#119/245 |
| FCF Yield | 9.22% | US#649/3,115 Sec#94/245 |
| Profitability | ||
| ROE | 9.20% | US#1,449/3,115 Sec#171/245 |
| ROA | 1.32% | US#1,828/3,115 Sec#80/245 |
| Op. Margin | 38.93% | US#303/3,115 Sec#80/245 |
| Revenue Growth | 9.80% | US#1,263/3,115 Sec#103/245 |
| Earnings Growth | -3.84% | US#1,350/3,115 Sec#151/245 |
| Financial Health | ||
| Debt Ratio | 596.45% | US#2,418/3,115 Sec#25/245 |
| Total Debt | $1.39B | US#1,353/3,115 Sec#92/245 |
| FCF | $522M | US#884/3,115 Sec#65/245 |
| Cash | $237M | US#1,599/3,115 Sec#143/245 |
| Current Ratio | 0.19x | US#2,904/3,115 Sec#169/245 |
| Net Debt/EBITDA | 2.14x | US#1,370/3,115 Sec#130/245 |
| Dividend | ||
| Div. Yield | 0.97% | US#1,314/3,115 Sec#200/245 |
| Div. Growth | 33.98% | US#165/3,115 Sec#26/245 |
| Performance | ||
| 1Y Return | 17.81% | US#1,317/3,115 Sec#183/245 |
| 1M Return | 3.33% | US#1,623/3,115 Sec#149/245 |
| From 52W High | -9.73% | US#961/3,115 Sec#166/245 |
| 1Y MDD | -16.17% | US#361/3,115 Sec#135/245 |
| Trading | ||
| Volume | 365,358 shares | US#2,773/3,115 Sec#165/245 |
| Trading Value | $31M | US#2,146/3,115 Sec#126/245 |
| Per Share | ||
| EPS | $5.59 | US#606/3,115 Sec#61/245 |
| BPS | $60.79 | US#303/3,115 Sec#34/245 |
Company Info
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.