Ameris Bancorp
Financials
Valuation Metrics
Ameris Bancorp's Market Cap is $5.94B. At end of 2025 it was $5.05B. Ranked #1272 of 3,112 in US market (top 41%), #848 of 1,667 on NYSE (top 51%), #77 of 249 in Banks (top 31%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.94B | US#1,272/3,112 Sec#77/249 |
| Revenue | $1.67B | US#1,593/3,112 Sec#85/249 |
| Net Income | $435M | US#882/3,112 Sec#73/249 |
| Total Assets | $28.11B | US#494/3,112 Sec#85/249 |
| Net Assets | $4.08B | US#803/3,112 Sec#79/249 |
| Employees | 2,673 | US#1,038/3,112 Sec#49/249 |
| Value | ||
| P/E | 13.65x | US#561/3,112 Sec#125/249 |
| P/B | 1.45x | US#773/3,112 Sec#141/249 |
| PEG | 0.53x | US#592/3,112 Sec#94/249 |
| P/S | 3.55x | US#1,958/3,112 Sec#198/249 |
| EV/EBITDA | 9.14x | US#637/3,112 Sec#65/249 |
| FCF Yield | 8.51% | US#652/3,112 Sec#94/249 |
| Profitability | ||
| ROE | 10.65% | US#1,289/3,112 Sec#112/249 |
| ROA | 1.55% | US#1,732/3,112 Sec#46/249 |
| Op. Margin | 33.59% | US#345/3,112 Sec#36/249 |
| Revenue Growth | 8.34% | US#1,420/3,112 Sec#80/249 |
| Earnings Growth | 25.65% | US#829/3,112 Sec#98/249 |
| Financial Health | ||
| Debt Ratio | 588.61% | US#2,441/3,112 Sec#23/249 |
| Total Debt | $1.02B | US#1,473/3,112 Sec#97/249 |
| FCF | $505M | US#854/3,112 Sec#61/249 |
| Cash | $1.33B | US#563/3,112 Sec#73/249 |
| Current Ratio | 0.08x | US#2,962/3,112 Sec#215/249 |
| Net Debt/EBITDA | -0.50x | US#458/3,112 Sec#71/249 |
| Dividend | ||
| Div. Yield | 0.93% | US#1,330/3,112 Sec#206/249 |
| Div. Growth | 33.98% | US#172/3,112 Sec#26/249 |
| Performance | ||
| 1Y Return | 34.55% | US#1,112/3,112 Sec#151/249 |
| 1M Return | -2.12% | US#1,928/3,112 Sec#219/249 |
| From 52W High | -5.37% | US#599/3,112 Sec#178/249 |
| 1Y MDD | -13.85% | US#239/3,112 Sec#52/249 |
| Trading | ||
| Volume | 224,686 shares | US#2,588/3,112 Sec#142/249 |
| Trading Value | $20M | US#1,969/3,112 Sec#108/249 |
| Per Share | ||
| EPS | $6.06 | US#529/3,112 Sec#51/249 |
| BPS | $59.92 | US#305/3,112 Sec#35/249 |
Company Info
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.