Ameris Bancorp
Financials
Valuation Metrics
Ameris Bancorp's Market Cap is $5.62B. At end of 2025 it was $5.05B. Ranked #1272 of 3,121 in US market (top 41%), #842 of 1,658 on NYSE (top 51%), #76 of 248 in Banks (top 31%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.62B | US#1,272/3,121 Sec#76/248 |
| Revenue | $1.26B | US#1,753/3,121 Sec#72/248 |
| Net Income | $376M | US#982/3,121 Sec#79/248 |
| Total Assets | $28.49B | US#493/3,121 Sec#85/248 |
| Net Assets | $4.09B | US#799/3,121 Sec#80/248 |
| Employees | 2,673 | US#1,537/3,121 Sec#85/248 |
| Value | ||
| P/E | 14.93x | US#765/3,121 Sec#184/248 |
| P/B | 1.37x | US#758/3,121 Sec#149/248 |
| P/S | 4.45x | US#2,184/3,121 Sec#189/248 |
| EV/EBITDA | 12.61x | US#1,222/3,121 Sec#121/248 |
| FCF Yield | 9.29% | US#667/3,121 Sec#98/248 |
| Profitability | ||
| ROE | 9.20% | US#1,458/3,121 Sec#172/248 |
| ROA | 1.32% | US#1,833/3,121 Sec#80/248 |
| Op. Margin | 38.43% | US#314/3,121 Sec#86/248 |
| Revenue Growth | 9.57% | US#1,316/3,121 Sec#125/248 |
| Earnings Growth | -3.84% | US#1,367/3,121 Sec#163/248 |
| Financial Health | ||
| Debt Ratio | 596.45% | US#2,429/3,121 Sec#25/248 |
| Total Debt | $1.39B | US#1,376/3,121 Sec#93/248 |
| FCF | $522M | US#884/3,121 Sec#64/248 |
| Cash | $237M | US#1,606/3,121 Sec#145/248 |
| Current Ratio | 0.19x | US#2,911/3,121 Sec#171/248 |
| Net Debt/EBITDA | 2.14x | US#1,364/3,121 Sec#131/248 |
| Dividend | ||
| Div. Yield | 0.98% | US#1,327/3,121 Sec#200/248 |
| Div. Growth | 33.98% | US#165/3,121 Sec#26/248 |
| Performance | ||
| 1Y Return | 9.84% | US#1,392/3,121 Sec#181/248 |
| 1M Return | -3.77% | US#1,879/3,121 Sec#200/248 |
| From 52W High | -10.45% | US#794/3,121 Sec#185/248 |
| 1Y MDD | -13.85% | US#244/3,121 Sec#77/248 |
| Trading | ||
| Volume | 403,294 shares | US#2,110/3,121 Sec#91/248 |
| Trading Value | $34M | US#1,472/3,121 Sec#66/248 |
| Per Share | ||
| EPS | $5.59 | US#612/3,121 Sec#63/248 |
| BPS | $60.79 | US#301/3,121 Sec#34/248 |
Company Info
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.